Group Accident Coverage
Lets face it...Accidents DO happen. A simple accident like a broken bone or torn muscle can cost you thousands of dollars. With a Medical Accident Insurance plan, the healthcare costs associated with treating an accidental injury can be greatly reduced or even eliminated.
In most cases, accident policies allow you to receive care from any hospital or doctor that you choose. In addition,they typically will cover ER visits, In-patient and Out-patient benefits, Physician services, Surgery, X-Ray and Laboratory, Ambulance Services, and other treatments associated with a medical accident.
Injury facts that you should know...
- 1 out of 9 Americans each year seek medical care due to injuries.1
- 28.4 Million Emergency Department visits from injuries.2
- 40.9 Million Doctor Office visits from Injuries.1
- 5th most common cause of death.2
- Unintentional injury deaths: 120,000.1
- 44% occur in or around the home.2
1 National Safety Council, Injury Facts 2008
2 National Center for Health Statistics, NCHS Data on Injuries 2006
While accident only medical coverage pays for costs associated with accidental injuries, it does not cover treatments due to illness or diesease. Benefits are usually paid either directly to the patient or to the healthcare provider.
When accidents occur, the last thing you want to think about is how you are going to pay the bill. With a Medical Accident Insurance policy you can focus on getting the care you deserve.
